Is PPLIC a Scam?

This question didn’t really came to me until I read so many blog posts against the insurance plan we just bought.  Most blog posts I read were complaints on how the vultures of PPLIC lured and scammed them.  There is an ocean of marketing strategies out there and no matter how obnoxious and intrusive, I knew theirs was just one of the many.  Having worked in advertising and finance businesses in the past, their marketing ploy was not surprising for me at all.

The Philippine Prudential Life Insurance Co., Inc. (PPLIC) came in the picture just recently luring shoppers to claim freebies in exchange of a 45 minute talk – for promotion and advertisement purposes, they say.  Jeedo and I went to LimKetKai Mall one lazy day just to spend time together.  We didn’t really have a destination in mind so when an agent came to us and offered some goodies, we took the bait.  They were very strategic and well-coordinated.  Like a pack of goons passing bank money bags from one to another -flawlessly.  We were escorted to their service car and were politely received at their 5th Floor office at the Gateway Tower.  The staff were courteous and everyone seemed like on high spirits even at 8:00 in the evening.

The product was presented to us and to cut a very long exchange of stories short, we bought the premium package and paid in advance for the whole year.  We shelled out around PHP24K in cold cash.  My husband and I were pretty much impressed by their service and were happy about buying the product.  It was more of a savings plan with insurance.  Not a growth fund or term investment because the interest rate is really low.  You can hardly feel the money growing with time.   We already have insurance policies in PRULife UK and Philam.  And Ea’s college is pretty much covered with that already.  So this PPLIC pack we bought was more like putting money in a virtual piggy bank.

I know most of the rants were about the way they were lured into the Vulture’s Den.  I would agree, the style is obnoxious and deceitful.  If I were a skeptic type, I wouldn’t have delved into it.  To be honest, I didn’t mind their strategy then as much as I do now – after reading a lot of blog posts.  I admired the products but not their promos and agents.  I’ve let go of their freebie pranks and have forgiven the vultures (ahem!).  I’m concerned now if the products were real at all.  If I’ll need it back at some point, will I get anything?  Is there anyone out there who bought their products some 10 years ago and happily reaping its benefits now?

Lesson learned: Investments should be properly thought through – for way more than 45 minutes.   There shouldn’t be any room for hasty decisions when it comes to expense, finances and savings.  So I’m gonna go ahead and check the policy packs.  I stowed it safely away thinking I just have to wait until it’s cooked and ready, haha.

They do have a website which you can find by clicking here.

5,685 thoughts on “Is PPLIC a Scam?

  1. Blanca

    These include catchin the ferry to Moreton Island, which has beaches,
    surfing, walking trails, a lighthouse, and opportunities to feed dolphins by hand.
    The coast of Australia is filled with some of the most delightful
    little nooks that one can imagine. If you want to spend your holidays surrounded with nature then it
    cannot get better than Fraser island accommodation.

    Reply
  2. FIFA 15 Download

    Great beat ! I would like to apprentice even as you amend your
    site, how can i subscribe for a blog site? The account
    aided me a acceptable deal. I had been tiny bit familiar of this your broadcast provided shiny transparent idea

    Reply
  3. summoners war sky arena hack android

    In some cases (Farm Town comes to mind) requests must be
    sent both ways. Playing video games should be
    done for fun, not for an unhealthy obsessive reason. Each tier of soldiers has their advantage and
    you must battle with your opponents keeping this in mind.

    Reply
  4. vegetta777

    Good day! This is kind of off topic but I need some help from an established blog.
    Is it hard to set up your own blog? I’m not very techincal
    but I can figure things out pretty quick. I’m thinking about setting up my own but I’m not sure where to
    start. Do you have any tips or suggestions? Thanks

    Feel free to visit my website: vegetta777

    Reply
  5. free web scraper

    ? know thi? if off tkpic ?ut I’m looking into starting my own weblog
    and wwas wondering what all is requ?red too get setup?
    ?’m assuming havging a blog l?ke yours
    would cost a pretty penny? I’m not ve?y internet smkart ?o I’m not 100% pos?tive.
    Any recommendations ?r advice would be greatly appreciated.Kudos

    Reply
  6. transcription uk

    I usually do not leave a bunch of comments, but i did some searching and
    wound up here Is PPLIC a scam? | Deetsie: the Digital Mommy.
    And I do have some questions for you if it’s allright. Is it simply me or does it look like a
    few of the comments look as if they are coming from brain
    dead folks? :-P And, if you are posting at additional social
    sites, I would like to follow anything fresh you have
    to post. Could you make a list of every one of your shared pages like
    your twitter feed, Facebook page or linkedin profile?

    Reply
  7. cheap jordans online

    Greetings from Florida! I’m bored at work so I decided to
    browse your site on my iphone during lunch break.
    I love the info you provide here and can’t wait to take
    a look when I get home. I’m amazed at how fast your blog loaded on my mobile ..
    I’m not even using WIFI, just 3G .. Anyways, good site!

    Reply
  8. Chad

    Everything is very open with a clear clarification of the challenges.
    It was really informative. Your website is very helpful. Thank you for
    sharing!

    My webpage: natural progesterone and cellulite reduction (Chad)

    Reply
  9. naked cam girls

    ” VF will kill you if you are very young, very old, or if your system is compromised. So when you apply your makeup, keep it light and suited to your skin type. They have a full gallery of their masseuses and some of them show their face while others do not.

    Reply
  10. black

    Zhang Yong, president ceo relating to Sichuan Haidilao Refreshments Co Ltd, carries a fancy to prepare spicy boiling dope while internationally that can be found not
    to mention common as Mcdonald’s hamburgers while Starbucks’ beverage.
    The software of this handset is enhanced with the JAVA games.
    It’s another application like FM Radio, MP3 player and Java games gives fun and
    joy. The entries are transmitted to the Reply Base Station,
    which is then transmitted to the computer.

    My page … black

    Reply
  11. Tommy

    I needed to thank you for this wonderful read!!
    I absolutely enjoyed every little bit of it. I’ve got you saved as a favorite to check out new things you post…

    Reply
  12. booter

    great issues altogether, you just gained a new reader.
    What might you suggest in regards to your submit that you simply made a
    few days in the past? Any sure?

    Reply
  13. hill climb racing cheats

    Greate article. Keep posting such kind of info on your blog.
    Im really impressed by your blog.
    Hello there, You’ve performed an excellent job.
    I will definitely digg it and for my part suggest to
    my friends. I’m sure they will be benefited from this site.

    Reply
  14. Kirby

    Does your site have a contact page? I’m having trouble locating it but, I’d like to shoot you an email.
    I’ve got some recommendations for your blog you might
    be interested in hearing. Either way, great blog and I look forward to seeing
    it grow over time.

    Reply
  15. four marketing

    Nice weblog right here! Also your website loads up fast!
    What web host are you the use of? Can I am getting your associate hyperlink on your host?
    I wish my website loaded up as quickly as yours
    lol

    Reply
  16. Tamika

    of course like your web site but you need to take a look at the
    spelling on quite a few of your posts. A number of them are rife with spelling
    issues and I find it very troublesome to tell the
    reality however I’ll certainly come back again.

    Reply
  17. %anchor_text%

    Good day! This is my 1st comment here so I just wanted to give a quick shout
    out and say I really enjoy reading your articles.
    Can you suggest any other blogs/websites/forums that deal with the same subjects?
    Thanks a ton!

    Reply
  18. ??????

    Vitamin world coupon 40% off helps the health
    & beauty product lovers in shopping for their favorite stuff at very economical
    rates. This seller only offers shoes for women, so men are out
    on this one. Service providers have created a number of ways to give you much ease when using your online shopping
    cart systems.

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>